USDA Homes Real Estate Search

USDA 0% Down Payment Metro Denver Colorado Homes for Sale

Go to the USDA website and type any address in to see if it is eligible for a loan. But I have created the following search (scroll down) to try to eliminate any non-eligible USDA loan homes for sale. 

My Metro Denver mortgage lender Diana Dunson prepared some loan information, click here for USDA loan details.

The most interesting parts of obtaining a USDA loan in Colorado are below.

CASH INVESTMENT REQUIREMENT – MAXIMUM LTV

  • $-0- Buyer contribution required. USDA is 100% Financing in approved rural areas and townships.

LOAN LIMIT 

  • $417,000 plus the USDA Guarantee Fee. (1-Unit Properties Only)

Credit

  • Minimum 620 Credit Score. A 640 Score is required for a Manual Underwrite.

APPRAISAL

  • USDA appraisals are done by approved FHA appraisers
  • Single family, Condos and PUD’s Okay if approved on FNMA, FHA or VA approved condo list.
  • NO FLOOD ZONE, there are exceptions, but why bother.

Metro Denver USDA eligible homes for sale

We can either search by the towns in Diana's sheet.

Colorado Towns eligible for USDA loans

Newest Metro Denver USDA Homes For Sale

$299,900
3 Beds ⋅ 2 Baths ⋅ 5915598 MLS
Welcome to this well cared for home. There are many special features that blend in and are great to have. Kitchen has ample storage, lots of counter space and a huge bar seating area open to the living room. If you love to cook you will LOVE the Pot-filler over the cook top. The tall front windows illuminate the open floorplan. Seller completed more than $25k in upgrades after purchase. They include: in the master bath a new tiled walk-in shower, a totally fenced back yard, corner shed and a lovely raised Trex deck with lighted posts and a yard with gardening space. Garage is fully insulated, has keyless entry and a service door to back yard. Exterior was painted and roof was replaced in 2019 (hail yea). The carpet was just cleaned, truly move in ready! Prairie Greens is a covenant controlled land lease community. The land lease currently has a monthly fee of $685 and includes lease of land, road maintenance, street snow removal, clubhouse, fitness center, outdoor pool, play & ground/park. Water, and Sewer are billed through HOA, added to monthly bill (currently approx +$50/mo). This home is clean and has been lovingly cared for and it shows! Lovely yards front and back. Great neighbors, great amenities.

7940 Larkspur Circle Unit 248, Frederick

Listing courtesy of Resident Realty South Metro.

$265,000
3 Beds ⋅ 2 Baths ⋅ 4467009 MLS
Updated light and bright ranch now available in Frederick. Tons of natural light greets you upon entry in this 3 bed/ 2 bath home boastings vaulted ceilings, an open main living space that seamlessly connects to an inviting kitchen. Enjoy preparing a meal in the spacious kitchen featuring a large center island with breakfast bar, ample cabinetry and all new black stainless-steel appliances including a double oven range. Retreat to your main-level primary suite, complete with new paint and ensuite 5-piece bath with vinyl plank flooring. Two secondary bedrooms, a full bath and laundry room round out this property. Enjoy relaxing all summer on the large back patio overlooking your private fenced yard with large shade tree or take a swim in the community pool. The low HOA includes an outdoor pool, clubhouse and fitness center. Ideally located in the quiet neighborhood of Prairie Greens and only minutes from neighborhood schools and park. Minutes from I-25, Orchard Town Center and Downtown Longmont, this property is one not to miss, schedule your showing today!

7750 Primrose Green Unit 172, Frederick

Listing courtesy of RE/MAX Professionals.

$369,000
3 Beds ⋅ 2 Baths ⋅ 5983746 MLS
Great home & it is ready for you to call it your own, large kitchen with plenty of cabinet space, breakfast bar, eating space and or office area, dining room, open concept from kitchen to living room with cozy wood burning fireplace, updated flooring, exterior freshly painted, updated master shower which has room for 2 and is handicap accessible, entrance and the back door has a ramp for handicap accessibility, nice sized yard with dog run and good sized shed for all those outdoor items and extra storage. 3 parking spaces on the lot with a concrete slab, so better than on the street and one other parking spot. Home backs to greenbelt, so no homes directly behind you. Come see this wonderful home and make this yours.

203 Spruce Avenue, Lochbuie

Listing courtesy of DAY AND COMPANY INC.

$415,000
3 Beds ⋅ 2 Baths ⋅ 6082430 MLS
Prime location in Elizabeth! This three bedroom, two full bath home offers the best of all worlds! The open floor plan offers a large kitchen and family room on the main level, two large bedrooms and a full bathroom on the upper level and a living room room, additional bedroom and full bathroom on the lower level. The yard is huge and fully fenced and offers two garden/utility sheds. The home offers low maintenance vinyl siding and the trim has been newly painted. The home also features a newer tankless water heater, newer furnace and A/C unit, new gutters and a beautiful new concrete driveway! All of this is located within walking distance to shops, restaurants, walking trails and parks! Buyer to verify all information.

375 Logan Street, Elizabeth

Listing courtesy of RE/MAX ACCORD.


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© 2022 Summit Association of Realtors. Information is provided exclusively for consumers personal, non-commercial use, that it not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed.