USDA Homes Real Estate Search

USDA 0% Down Payment Metro Denver Colorado Homes for Sale

Go to the USDA website and type any address in to see if it is eligible for a loan. But I have created the following search (scroll down) to try to eliminate any non-eligible USDA loan homes for sale. 

My Metro Denver mortgage lender Diana Dunson prepared some loan information, click here for USDA loan details.

The most interesting parts of obtaining a USDA loan in Colorado are below.

CASH INVESTMENT REQUIREMENT – MAXIMUM LTV

  • $-0- Buyer contribution required. USDA is 100% Financing in approved rural areas and townships.

LOAN LIMIT 

  • $417,000 plus the USDA Guarantee Fee. (1-Unit Properties Only)

Credit

  • Minimum 620 Credit Score. A 640 Score is required for a Manual Underwrite.

APPRAISAL

  • USDA appraisals are done by approved FHA appraisers
  • Single family, Condos and PUD’s Okay if approved on FNMA, FHA or VA approved condo list.
  • NO FLOOD ZONE, there are exceptions, but why bother.

Metro Denver USDA eligible homes for sale

We can either search by the towns in Diana's sheet.

Colorado Towns eligible for USDA loans

Newest Metro Denver USDA Homes For Sale

$397,885
2 Beds ⋅ 2 Baths ⋅ 9619710 MLS
This attainable open concept ranch features a spacious great room and kitchen, an optional kitchen island, tray ceiling in the great room, and plenty of storage and natural light throughout. The split master bedroom layout provides a suite with a large walk-in closet and optional dual vanity sinks. Standard features include LED lights, a tankless water heater, stainless steel appliances, and a 2-car garage. Upgrades: Stone Kitchen Countertops, 42"Cabinets, Gas Range, Refrigerator , Kitchen Island, Community front landscape, LED Disc light Package, LVP Wood in Great Room.

418 Bonneville Avenue, Fort Lupton
$397,885
2 Beds ⋅ 2 Baths ⋅ IR979808 MLS
This attainable open concept ranch features a spacious great room and kitchen, an optional kitchen island, tray ceiling in the great room, and plenty of storage and natural light throughout. The split master bedroom layout provides a suite with a large walk-in closet and optional dual vanity sinks. Standard features include LED lights, a tankless water heater, stainless steel appliances, and a 2-car garage. Upgrades: Stone Kitchen Countertops, 42"Cabinets, Gas Range, Refrigerator , Kitchen Island, Community front landscape, LED Disc light Package, LVP Wood in Great Room.

418 Bonneville Avenue, Fort Lupton
$380,000
3 Beds ⋅ 2 Baths ⋅ 3200447 MLS
Charming home in the Lochwood subdivision! Large back yard, two car attached garage! recently updated with new kitchen counter tops and sink faucet- new carpet though out- New interior and exterior paint, new toilets. Newer hot water heater and furnace has been serviced, cleaned and inspected. All duct work has been professionally cleaned. Location is accessible to I-76 schools, shopping, dinning and more. Denver business journal (2017) ranked the Town of Lochbuie as the 4th fasts growing suburb of Metro Denver. Lochbuie's family oriented sense of community along with reasonably priced housing options and great schools makes this suburb with a small-town feel a great place to live and grow. Check out the Lochbuie web site to see more: http://lochbuie.org/econ-dev

114 Wenatchee Street, Lochbuie
$399,950
3 Beds ⋅ 2 Baths ⋅ 3683027 MLS
Unique opportunity with the 30 X 40 outbuilding and no covenants. Reduced 1-30-23 BOM January 9, 2023 paint and carpet was not finished.. so had to Withdraw. Unique custom "vaulted ceiling" ranch style "manufactured" home with new carpet and paint! Updated kitchen with stunning Mohawk flooring. AO Smith water heater is only 4 years old, furnace about 8 years old, siding 2 years old, hail proof and heavy insulation, warranty will transfer to buyer. Roof is about 3 years old with energy star rating. There is a rough in for a pellet stove for later upgrade. Conveniently located close to I-76 and 168th East of Brighton, CO. Corner lot is perfect for Extra parking to utilize the 30 x 40 outbuilding that is ready to customize. Yard is flat with new seed just planted in the front. Could fit 8 cars or more in the metal outbuilding. Check with City for adding a bathroom and extra gas line. Great value and plenty of options. House possession day of closing. Possession for garage 7 days after closing.

247 Elm Street, Lochbuie
$400,000
3 Beds ⋅ 2 Baths ⋅ 4149631 MLS
Brand new 2022 Modular Home! It offers a 3 bedrooms, 2 bathrooms, great open floor concept living space, a full kitchen, city water and great finishing details. Ask for a one on one consultation with the builder. It qualifies for a VA and FHA loan. The estimated time of completion is February 2023. The lot already has the septic. The Seller is waiting for the city permits to start the construction. Please go see the lot before submitting your offer. The Builder is Pinetop Homes, located off I-76 and Federal Blvd. The pictures are from the Builder's brochure and not from the actual house. Please see 3D Matterport video in the video section under the picture.

1856 Mary Avenue, Fort Lupton


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© 2023 Summit Association of Realtors. Information is provided exclusively for consumers personal, non-commercial use, that it not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed.