USDA Homes Real Estate Search

USDA 0% Down Payment Metro Denver Colorado Homes for Sale

Go to the USDA website and type any address in to see if it is eligible for a loan. But I have created the following search (scroll down) to try to eliminate any non-eligible USDA loan homes for sale. 

My Metro Denver mortgage lender Diana Dunson prepared some loan information, click here for USDA loan details.

The most interesting parts of obtaining a USDA loan in Colorado are below.

CASH INVESTMENT REQUIREMENT – MAXIMUM LTV

  • $-0- Buyer contribution required. USDA is 100% Financing in approved rural areas and townships.

LOAN LIMIT 

  • $417,000 plus the USDA Guarantee Fee. (1-Unit Properties Only)

Credit

  • Minimum 620 Credit Score. A 640 Score is required for a Manual Underwrite.

APPRAISAL

  • USDA appraisals are done by approved FHA appraisers
  • Single family, Condos and PUD’s Okay if approved on FNMA, FHA or VA approved condo list.
  • NO FLOOD ZONE, there are exceptions, but why bother.

Metro Denver USDA eligible homes for sale

We can either search by the towns in Diana's sheet.

Colorado Towns eligible for USDA loans

Newest Metro Denver USDA Homes For Sale

$260,000
3 Beds 2 Baths 3499484 MLS
Wonderful opportunity to own your own ranch home in Frederick for under $300,000! Walk into beautiful vaulted ceilings and new laminate plank flooring throughout the entire main floor. Open family room, connects to the remodeled large kitchen. Kitchen has new premier cabinets with soft close doors, drawers, & crown molding, under mount lighting, new quartz counters, stainless steel appliances, and beautiful tile floors. Ample storage, pantry, and generous space to have a dinner table. Three bedrooms including a up primary suite with updated ensuite bathroom and updated secondary bathroom both with skylights. Laundry hookups, (washer and dryer are included) in the mudroom from the garage. New windows , and roof was replaced in 2019. New interior and exterior paint. The backyard is not fenced but offers plenty of space between neighbors and a patio space perfect for grilling out, also included is an automatic sprinkler system. The garage is long enough to easily fit a large pickup truck, has a large workbench, and plenty of storage cabinets. Additional guest parking space. The lovely community of Prairie Greens features a heated pool, playground, clubhouse, and an exercise facility open at all hours. Call listing agent if your buyer needs help with lending on this property. We have a lender ready to help your client for this type of home. Air conditioning. New buyers will have 48 hours of accepted offer to submit community application. The HOA fee that is quoted is the land lease fee. Showings start September 16, 2022

6135 Needlegrass Green Unit 310, Frederick

Listing courtesy of RE/MAX Momentum.


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© 2022 Summit Association of Realtors. Information is provided exclusively for consumers personal, non-commercial use, that it not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed.