USDA Homes Real Estate Search

USDA 0% Down Payment Metro Denver Colorado Homes for Sale

Go to the USDA website and type any address in to see if it is eligible for a loan. But I have created the following search (scroll down) to try to eliminate any non-eligible USDA loan homes for sale. 

My Metro Denver mortgage lender Diana Dunson prepared some loan information, click here for USDA loan details.

The most interesting parts of obtaining a USDA loan in Colorado are below.

CASH INVESTMENT REQUIREMENT – MAXIMUM LTV

  • $-0- Buyer contribution required. USDA is 100% Financing in approved rural areas and townships.

LOAN LIMIT 

  • $417,000 plus the USDA Guarantee Fee. (1-Unit Properties Only)

Credit

  • Minimum 620 Credit Score. A 640 Score is required for a Manual Underwrite.

APPRAISAL

  • USDA appraisals are done by approved FHA appraisers
  • Single family, Condos and PUD’s Okay if approved on FNMA, FHA or VA approved condo list.
  • NO FLOOD ZONE, there are exceptions, but why bother.

Metro Denver USDA eligible homes for sale

We can either search by the towns in Diana's sheet.

Colorado Towns eligible for USDA loans

Newest Metro Denver USDA Homes For Sale

$365,000
3 Beds ⋅ 2 Baths ⋅ 9278777 MLS
Cute home located in Lochbuie! The town of Lochbuie is growing immensely! Take advantage of being in Weld county with lower taxes while just being down the street from all the big town amenities. This home is situated on a quiet lot and has 3 bedrooms, 2 bathrooms and the perfect amount of flowing gathering space. Have pets? Look no further as this home has a nice sized fully fenced backyard with space to make your own just in time for those warm summer nights. Home has had a pre inspection done and no major red flags! Check out this cute home that has been generously maintained. Newer furnace and flooring has been installed.

210 Wenatchee Street, Lochbuie
$345,000
3 Beds ⋅ 2 Baths ⋅ IR987338 MLS
House is being sold As Is. There is no HOA or metro fees. The home is located close to Hwy 85 for easy commuting. Home features 3 bedrooms and 2 bathrooms and is a great opportunity for someone who is handy.

905 Stage Drive, Fort Lupton
$400,000
3 Beds ⋅ 2 Baths ⋅ 4149631 MLS
Brand new 2023 Modular Home! It offers a 3 bedrooms, 2 bathrooms, great open floor concept living space, a full kitchen, city water and great finishing details. Ask for a one on one consultation with the builder. It qualifies for a VA and FHA loan. The estimated time of completion is April 2023. The lot already has the septic. The Seller is waiting for the city permits to start the construction. Please go see the lot before submitting your offer. The Builder is Pinetop Homes, located off I-76 and Federal Blvd. The pictures are from the Builder's brochure and not from the actual house. Please see 3D Matterport video in the video section under the picture.

1856 Mary Avenue, Fort Lupton
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© 2023 Summit Association of Realtors. Information is provided exclusively for consumers personal, non-commercial use, that it not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed.