USDA Homes Real Estate Search

USDA 0% Down Payment Metro Denver Colorado Homes for Sale

Go to the USDA website and type any address in to see if it is eligible for a loan. But I have created the following search (scroll down) to try to eliminate any non-eligible USDA loan homes for sale. 

My Metro Denver mortgage lender Diana Dunson prepared some loan information, click here for USDA loan details.

The most interesting parts of obtaining a USDA loan in Colorado are below.

CASH INVESTMENT REQUIREMENT – MAXIMUM LTV

  • $-0- Buyer contribution required. USDA is 100% Financing in approved rural areas and townships.

LOAN LIMIT 

  • $417,000 plus the USDA Guarantee Fee. (1-Unit Properties Only)

Credit

  • Minimum 620 Credit Score. A 640 Score is required for a Manual Underwrite.

APPRAISAL

  • USDA appraisals are done by approved FHA appraisers
  • Single family, Condos and PUD’s Okay if approved on FNMA, FHA or VA approved condo list.
  • NO FLOOD ZONE, there are exceptions, but why bother.

Metro Denver USDA eligible homes for sale

We can either search by the towns in Diana's sheet.

Colorado Towns eligible for USDA loans

Newest Metro Denver USDA Homes For Sale

$265,000
3 Beds ⋅ 2 Baths ⋅ 9190746 MLS ⋅ Prairie Greens BLDG.
Updated, 3 bedroom/2 bath, ranch home tucked into the corner of a quiet cul-de-sac. Professionally landscaped, the mature trees and bushes lead you up the path to the white picket fenced porch at the front entry. Crisp white ceilings, rich gray walls and dark laminate plank flooring greet you at the door offering the latest in interior design trends. Many large windows bring the light in through white faux wood blinds. Lazy ceiling fans offer cooling on hot days. Quartz counters, a huge graphite sink and stainless-steel appliances make cooking in this kitchen a dream. Serve meals in the eat-in kitchen or take dining outdoors to the covered patio. The updates continue in each bedroom and bath with quartz counters and modern sinks and hardware. The two-car attached garage is oversized with space for a work area or storage. The 8'x12' shed in the back yard stores your lawn equipment and more! Prairie Greens is a land lease community. Buyer purchases structures and leases the land (50 year lease). Monthly land lease fee ($685) includes Community Clubhouse, Fitness Center, Outdoor Pool, Playground/Park and numerous greens with picnic tables and grills. Cash, FHA or Conventional financing is available.

7840 Sunflower Green Unit 148, Frederick

Listing courtesy of eXp Realty, LLC.

$415,900
3 Beds ⋅ 2 Baths ⋅ 8541870 MLS
Ready set go. Absolutely perfect starter home in a well-established neighborhood. Surrounded by open space, walking trails and a pond for the evening fishing trips. This home features 3 bedrooms and 2 full bathrooms. * 2500 carpet replacement credit at closing** This home is unique to others in this neighborhood since it features a perfect additional backroom for either an additional family room or put up a door and call it a 4th bedroom. Bring your grill to enjoy the awesome backyard! This home has it all. Don't wait or you'll miss out on another one!

1451 Hummingbird Circle, Brighton

Listing courtesy of Real Broker LLC.

$300,000
3 Beds ⋅ 2 Baths ⋅ 5034597 MLS
HUD Home Case Number: 053-023376 IN: Insurable. Beautiful Home in Prairie Greens. 3 bedrooms and 2 baths with 2 car garage! Walk into the open floor plan with vaulted ceilings. The kitchen has been tastefully updated throughout. Tile backsplash, stainless steel appliances, large island along with a pot filler above the stove. Kitchen also includes a work desk and eat in area. The primary bedroom boasts an en-suite with rain shower and walk-in closet. Each guest bedroom also has walk-in closets. The guest full bath is updated throughout. Mudroom and laundry area right off the attached garage. Fenced in yard with concrete patio! Set your private showing on your new home today!

6170 Mallow Green Unit 271, Frederick

Listing courtesy of HOUSE2HOME LLC.

$415,000
3 Beds ⋅ 2 Baths ⋅ 9179062 MLS
Don't Miss Out!! This perfect 2 story home built in 2018 is located in the friendly neighborhood of Bennett Crossings. The large landscaped backyard will whoo you! The open living area is great for entertaining. The kitchen offers great appliances including a gas range stove, microwave and dishwasher. The home includes smart features including smart locks, and a smart thermostat. The upstairs offers 3 spacious bedroom with great storage space and a laundry room with front loading washer and gas dryer. This home is ideally located within minutes of King Soopers and lots of new commercial buildings. Also, offers easy access to major highways and DIA. Hurry, book your showing today!

47333 Lily Avenue, Bennett

Listing courtesy of Corriere Real Estate Group.

$260,000
3 Beds ⋅ 2 Baths ⋅ 3499484 MLS
Wonderful opportunity to own your own ranch home in Frederick for under $300,000! Walk into beautiful vaulted ceilings and new laminate plank flooring throughout the entire main floor. Open family room, connects to the remodeled large kitchen. Kitchen has new premier cabinets with soft close doors, drawers, & crown molding, under mount lighting, new quartz counters, stainless steel appliances, and beautiful tile floors. Ample storage, pantry, and generous space to have a dinner table. Three bedrooms including a up primary suite with updated ensuite bathroom and updated secondary bathroom both with skylights. Laundry hookups, (washer and dryer are included) in the mudroom from the garage. New windows , and roof was replaced in 2019. New interior and exterior paint. The backyard is not fenced but offers plenty of space between neighbors and a patio space perfect for grilling out, also included is an automatic sprinkler system. The garage is long enough to easily fit a large pickup truck, has a large workbench, and plenty of storage cabinets. Additional guest parking space. The lovely community of Prairie Greens features a heated pool, playground, clubhouse, and an exercise facility open at all hours. Call listing agent if your buyer needs help with lending on this property. We have a lender ready to help your client for this type of home. Air conditioning. New buyers will have 48 hours of accepted offer to submit community application. The HOA fee that is quoted is the land lease fee. Showings start September 16, 2022

6135 Needlegrass Green Unit 310, Frederick

Listing courtesy of RE/MAX Momentum.

$260,000
3 Beds ⋅ 2 Baths ⋅ IR975324 MLS
Wonderful opportunity to own your own ranch home in Frederick for under $300,000! Walk into beautiful vaulted ceilings and new laminate plank flooring throughout the entire main floor. Open family room, connects to the remodeled large kitchen. Kitchen has new premier cabinets with soft close doors, drawers, & crown molding, under mount lighting, new quartz counters, stainless steel appliances, and beautiful tile floors. Ample storage, pantry, and generous space to have a dinner table. Three bedrooms including a up primary suite with updated ensuite bathroom and updated secondary bathroom both with skylights. Laundry hookups, (washer and dryer are included) in the mudroom from the garage. New windows , and roof was replaced in 2019. New interior and exterior paint. The backyard is not fenced but offers plenty of space between neighbors and a patio space perfect for grilling out, also included is an automatic sprinkler system. The garage is long enough to easily fit a large pickup truck,

6135 Needlegrass Green Unit 310, Frederick

Listing courtesy of RE/MAX Momentum Frederick.

$285,000
3 Beds ⋅ 2 Baths ⋅ 3535501 MLS ⋅ Prairie Greens BLDG.
1-story Ranch on coveted West facing corner lot. Enjoy your evenings on the enclosed & covered front porch or the afternoons on the patio in the fenced backyard. New roof 2019, interior paint in 2020, NEW granite counters and refrigerator 2022. Attached 2-car garage. Vaulted ceilings, open floor plan, carpet-laminate-tile flooring throughout, eat-in kitchen & den. The attached shed has electricity. Lawn sprinkler and simply landscaped yard make this a home you will not want to pass you by! Prairie Greens is a land lease community. The land lease is $685/month(NO HOA) and includes access to Clubhouse, Fitness Center, Outdoor Pool, Playground, Greens with picnic tables and grills, Road Maintenance and Management.

6360 Audubon Street Unit 70, Frederick

Listing courtesy of eXp Realty, LLC.

$270,000
3 Beds ⋅ 2 Baths ⋅ 9231890 MLS
Welcome to this beautiful ranch home in the well maintained Prairie Greens neighborhood. This home has 3 bed, 2 baths all in pristine, move in ready condition. The home has plenty of room with an open concept dining area and kitchen. Each bedroom is spacious with lots of closet space. The primary bedroom offers a private bathroom with double sinks and walk in shower. The back yard is nicely landscaped with grass, fully fenced yard and mountain views. If you prefer the front porch to enjoy some down time, the large concrete area has plenty of space for chairs and entertaining furniture. This home is within walking distance to the local Rec Center and Senior center as well as restaurants and business in the historic downtown Frederick Colorado.

7805 Sunflower Unit 140, Frederick

Listing courtesy of Keller Williams Preferred Realty.

$265,000
2 Beds ⋅ 2 Baths ⋅ 8179716 MLS
Carefully maintained and almost new feel Home in Prairie Greens! OPEN FLOOR PLAN! INVITING BEAUTIFUL HOME which features NEWER CABINETS with ALL APPLIANCES included, however Minus the Microwave, solid surface counter tops, 10 foot Raised ceilings and vaults in every room with a beautiful patio off the dining area. SPACIOUS floor plan! Kitchen opens to the dining and living room with fireplace, large shower in master bath. This home is in a very quiet community, 24 fitness center access, clubhouse and community involvement.

6174 Needlegrass Unit 292, Frederick

Listing courtesy of Your Castle Realty LLC.

$405,000
2 Beds ⋅ 2 Baths ⋅ 9452276 MLS
Take a look at this beautiful home featuring an open floor plan on the main level. It also includes two bedrooms, two full and updated baths, plus a nicely sized flex room that's perfect for a third bedroom or your home office. Enjoy the large, fenced backyard that faces wide, open spaces and a community trail maintained by the HOA. Everything from grocery stores to a movie theater and great shopping are just a quick ten-minute drive away. Don't miss out on this wonderful property!

177 Westin Avenue, Lochbuie

Listing courtesy of Porchlight Real Estate Group.


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© 2022 Summit Association of Realtors. Information is provided exclusively for consumers personal, non-commercial use, that it not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed.