USDA Homes Real Estate Search

USDA 0% Down Payment Metro Denver Colorado Homes for Sale

Go to the USDA website and type any address in to see if it is eligible for a loan. But I have created the following search (scroll down) to try to eliminate any non-eligible USDA loan homes for sale. 

My Metro Denver mortgage lender Diana Dunson prepared some loan information, click here for USDA loan details.

The most interesting parts of obtaining a USDA loan in Colorado are below.

CASH INVESTMENT REQUIREMENT – MAXIMUM LTV

  • $-0- Buyer contribution required. USDA is 100% Financing in approved rural areas and townships.

LOAN LIMIT 

  • $417,000 plus the USDA Guarantee Fee. (1-Unit Properties Only)

Credit

  • Minimum 620 Credit Score. A 640 Score is required for a Manual Underwrite.

APPRAISAL

  • USDA appraisals are done by approved FHA appraisers
  • Single family, Condos and PUD’s Okay if approved on FNMA, FHA or VA approved condo list.
  • NO FLOOD ZONE, there are exceptions, but why bother.

Metro Denver USDA eligible homes for sale

We can either search by the towns in Diana's sheet.

Colorado Towns eligible for USDA loans

Newest Metro Denver USDA Homes For Sale

$359,900
2 Beds ⋅ 1 Baths ⋅ 2173695 MLS

1232 Bluebird Street, Brighton

Listing courtesy of 3GEN Real Estate.

$400,000
3 Beds ⋅ 2 Baths ⋅ IR957704 MLS

335 Pierce Street, Erie

Listing courtesy of Coldwell Banker Realty-Boulder.

$224,900
3 Beds ⋅ 2 Baths ⋅ 7922605 MLS

6150 Laural Grn #172, Frederick

Listing courtesy of Kenney & Company.

$245,000
3 Beds ⋅ 2 Baths ⋅ 5110732 MLS

6180 Needlegrass Green Unit 291, Frederick

Listing courtesy of Keller Williams Realty Partners, LLC.

$365,000
4 Beds ⋅ 3 Baths ⋅ 5567787 MLS

211/212 Poplar Street, Lochbuie

Listing courtesy of ELEGANCE REALTY & INVESTMENTS.

$370,000
3 Beds ⋅ 2 Baths ⋅ 4149631 MLS

1856 Mary Avenue, Fort Lupton

Listing courtesy of Keller Williams Realty LLC.


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© 2022 Summit Association of Realtors. Information is provided exclusively for consumers personal, non-commercial use, that it not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed.